Effective Date: March 20, 2026
Credixs ("Credixs", "we", "us", or "our") is committed to protecting your privacy and ensuring a secure experience on our website. This Privacy Policy describes how we collect, use, and share information about users of our website (the "Website") and our services.
CORE PRINCIPLES
The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history, and employment history. The APR also depends on the requested loan amount and term. The loan terms are disclosed during the loan request process when you are directed to the lender’s and/or lending partner’s website.
INFORMATION WE COLLECT
Credixs collects both information that may identify a particular individual and anonymous information that cannot be associated with a specific individual (“non-Personally Identifiable Information”) from or about users of its websites.
PERSONALLY IDENTIFIABLE INFORMATION
Credixs collects Personally Identifiable Information when you provide it through your use of the Website, such as by completing one or more stages of online registration requesting a loan offer from a lender participating in Credixs’s lender network (a “Lender Partner”) or by sending questions to Credixs via the Website.
The types of Personally Identifiable Information we collect include:
- Name and physical address
- Telephone number and email address
- Social security number
- Date of birth
- Driver’s license number and state
- Homeownership and citizenship status
- Employment and military information
- Monthly income amount and pay frequency
- Banking account information
NON-PERSONALLY IDENTIFIABLE INFORMATION
We collect non-Personally Identifiable Information (directly or through third-party tracking systems like “cookies”) including your browser type, language, access times, IP address, and information about the links you visit on the site. This statistical data helps us understand site trends and improve user experience.
HOW WE USE YOUR INFORMATION
Credixs uses the Personally Identifiable Information you provide in order to:
- Deliver the products or services you have requested.
- Provide you with customer support.
- Communicate with you via email, postal mail, telephone, and mobile devices (including SMS) about products or services from us, our Lender Partners, or marketing partners.
- Display advertising tailored to your interests.
- Verify your identity and protect against fraudulent transactions.
- Enforce our terms and conditions.
SHARING YOUR INFORMATION
Credixs may share your Personally Identifiable Information with Lender Partners and other third-party lenders with whom we have a business relationship. These third parties may use your information to offer you a personal loan or communicate other marketing offers. We may also share information with unaffiliated third-party marketers and list managers.
We will disclose information in response to subpoenas, court orders, or requests from law enforcement agencies to establish or exercise our legal rights or defend against legal claims.
CHILDREN’S PRIVACY
The Website is not intended for use by anyone under the age of 18 or the age of majority in your jurisdiction. Credixs does not knowingly collect Personally Identifiable Information from children under the age of 18.
SECURITY
We have put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information we collect online. Only authorized employees and third parties are permitted to access your Personally Identifiable Information for permitted business functions. However, no internet network can be guaranteed 100% secure.
CONTACT US
If you have questions, comments, or concerns regarding our Privacy Statement, please contact us at:
Credixs Support
Email: support@credixs.com
© 2026 Credixs, Inc. All rights reserved. Licensed in 50 States.